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Schedule of Fees

Financial Planning Services

Financial planning is the process of identifying goals, gathering financial data, and implementing a plan to help reach your goals. It is a lifelong endeavor. Once a plan is in place, it needs to be monitored, reviewed and updated to meet dynamic circumstances. Whether circumstances are simple or complex, everyone can benefit from the financial planning process.

Available individually, or as part of a comprehensive plan, areas covered include:

  • Financial Planning to answer questions such as, “Am I saving enough?”
  • Retirement Income Planning to answer, “How can I effectively use what I’ve saved?”
  • Insurance Analysis to manage risks such as a premature Death, an untimely Disability, or extended Long Term Health Care expenses.
  • Wealth Distribution and Estate Planning to help determine strategies for leaving a legacy.
  • 401(k) and Profit Sharing Plan Consulting to take advantage of tax incentives and keep employees happy.

Rates for planning with multiple consultation sessions are: $3,000/comprehensive financial plan or $1,500/single area of focus Special projects may be engaged at an hourly rate of $200 with a five hour minimum.

On-going plan monitoring & maintenance included with Portfolio Management services or $5,000/year minimum fee.


Portfolio Management

Prudent management of financial assets is crucial to help achieve your financial planning goals. We believe that an investment policy and asset allocation plan can be designed only after initial Financial Planning is complete and risk/return targets are established. With this foundation in place, we can then create strategies and guidelines for your personal portfolio.

Our approach to portfolio management makes risk management a priority and maintains flexibility to adjust as needed. We utilize both Active and Passive styles of investing. Combining an indexing approach with flexible asset managers, helps us adapt to changing market conditions while focusing on the longer term plan.


Direct Asset Management Services Fee Schedule

$0 to $249,999 
$250,000 to $499,999
$500,000 to $1,999,999
$2 Million to $2,999,999 
$3 Million to $3,999,999 
$4 Million + 

1.5%
1.25%
1.00%
0.85%
0.70%
0.65%

Asset Allocation Services For: External Pension, Profit Sharing, 401k and 403b Plan Assets

Simple Plans with a limited set of investment options

  • Service included with Portfolio Management
  • Reviewed during regular meetings.
  • Includes Account Aggregation and Reporting service

Complex Plans with a large set of investment options or Brokerage Window

  • Service includes a fee for management starting at $1,200/yr based on size and complexity.
  • Reviewed during regular meetings and additionally as needed.
  • Includes Account Aggregation and Reporting service.